Here’s everything new for Apple Wallet in iOS 27
Apple Wallet in iOS 27 adds a new Create a Pass flow and a Split Bill with Apple Cash option. Apple is also tweaking the Orders section and Wallet icon.
Intelligence analysis by GPT-5.4 Mini
Apple’s next iPhone update expands Wallet with two headline features: a way to create passes from physical items or from scratch, and a way to split receipts with Apple Cash. The app also gets smaller usability changes, including easier access to Orders and a refreshed icon.
Apple Wallet in iOS 27 is getting new tricks, like letting a phone copy a paper pass or make a new one from scratch, like a digital pocket folder. It also helps people split a restaurant bill after scanning the receipt, like turning the phone into a tiny cashier.
Analysis
What Apple is adding
According to the article, iOS 27 brings two main Wallet features. The first is Create a Pass, available from the + button in Wallet. It lets users either scan a physical pass with the iPhone camera and visual intelligence, or build a pass manually from scratch. Manual creation offers three templates: Standard, Membership, and Event.
The second new feature is Split Bill with Apple Cash. The article says this appears when a receipt is scanned using the new Siri mode in the Camera app. From there, Wallet opens and offers two actions: Request payment from others or Pay Your Share.
Smaller changes
Beyond those headline additions, the article says Wallet also gets a few UI refinements. The Orders feature is easier to reach, and the app icon has been updated.
What the update suggests
The feature mix points to Apple pushing Wallet toward a broader role: not just storing payment cards, but handling more of the objects and records people carry around digitally. The Create a Pass feature is aimed at both physical and digital workflows, which fits Apple’s broader effort to make the phone a capture-and-organize device. The split-bill flow, meanwhile, ties Wallet more closely to Apple Cash and to receipt scanning, making a common chore feel more built in.
Key points
- iOS 27 adds a Create a Pass feature inside Apple Wallet.
- Users can scan a physical pass or make one manually.
- Manual pass creation includes Standard, Membership, and Event options.
- Apple Cash gets a Split Bill flow tied to receipt scanning.
- Wallet also gets easier access to Orders and a new app icon.
If the new tools work smoothly, Wallet could become a more useful place for passes, memberships, event tickets, and shared bills. The added AI-assisted pass scanning may also make it faster to turn paper items into something the iPhone can store and use.
The new pass-creation flow depends on visual intelligence, so it may be limited by accuracy or by which devices support the next-gen Apple Intelligence features. The split-bill feature also only helps if the receipt scan and payment prompts are reliable enough for everyday use.
