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'It's cost upon cost for working families - they get no help'

Working families earning just above benefit thresholds are struggling significantly with the cost of living, prompting a charity in Rawmarsh to call for more government assistance.

By Lucy Ashton·Sep 13·bbc.co.uk·3 min read

Intelligence analysis by Gemini 2.5 Flash

A woman with long black hair is wearing a beige sleeveless top and beige trousers with a black ribbon trim. She is standing in front of a brick wall which has a tree mural painted on it
A woman with long black hair is wearing a beige sleeveless top and beige trousers with a black ribbon trim. She is standing in front of a brick wall which has a tree mural painted on itImage: bbc.co.uk

Families in areas like Rawmarsh, Rotherham, are facing immense financial pressure as rising costs outpace their incomes. Despite working, many are ineligible for benefits like free school meals or subsidised holiday clubs, leaving them on a 'financial cliff-edge' and struggling to cover essential bills, according to local charity Activate Rawmarsh.

Why it matters

This story highlights the severe impact of inflation and stagnant wages on a crucial segment of the workforce, underscoring the challenges in the UK's economy and the potential for increased social inequality if government policy does not address the 'missing middle' who are just above benefit thresholds.

Imagine your parents work hard, but things like food and electricity keep getting more expensive, like toys costing more money every time you go to the shop. Even though your parents earn some money, it's not quite enough to get help from the government, so they have to pay for everything themselves. This story is about families like that, who are finding it really tough to pay all their bills and make sure their kids can go to fun summer clubs, and they wish the government would give them a bit more help.

Analysis

The plight of working families in areas like Rawmarsh underscores a critical challenge within the broader economic landscape, where the cost of living crisis disproportionately affects those just outside the safety net of government benefits. The article highlights how these families, despite being employed, face a relentless accumulation of expenses, from soaring food prices to childcare costs, without the compensatory support available to those on lower incomes or out of work. This situation creates a significant strain on household budgets and mental well-being, as evidenced by personal accounts.

Rawmarsh

Rawmarsh, a constituency within Rotherham and Doncaster, serves as a stark example of the economic disparities prevalent in the UK. Rotherham Council data indicates that Rawmarsh East and Rawmarsh West wards experience deprivation levels significantly higher than both the borough and national averages, with parts of Rawmarsh ranking among the top 20% most deprived areas in England. This geographical context is crucial, as it illustrates how broader economic pressures manifest acutely in specific communities, exacerbating existing vulnerabilities.

The concentration of deprivation in Rawmarsh means that a substantial portion of its population is inherently more susceptible to economic shocks. When national inflation rates rise and wages fail to keep pace, these areas feel the pinch more intensely. The article implicitly suggests that while the Chancellor, John Healey, has spoken about supporting businesses, the immediate and pressing needs of his constituents, particularly working families, require direct and targeted intervention.

Leomi White

Leomi White, a project coordinator at Activate Rawmarsh, provides a frontline perspective on the struggles faced by local families. Her observations reveal that the issue extends beyond those receiving benefits, encompassing a significant group who are 'just above the threshold to claim' but are still unable to cope with escalating costs. White's anecdote about a nearly £7 box of cereal vividly illustrates the shock and frustration felt by ordinary shoppers confronting everyday price hikes.

White's work at the High Street Centre in Rawmarsh involves supporting families and organising activities for children, giving her direct insight into their financial anxieties. She points out that these working families often miss out on crucial support schemes, such as free school meals and subsidised holiday clubs, which are vital for children from lower-income backgrounds. This creates a two-tiered system where children from working-poor families are inadvertently excluded from beneficial programmes, adding to the financial burden on their parents and potentially impacting their well-being and development.

Zoe Hatt

Zoe Hatt, a 36-year-old single mother working part-time, embodies the personal impact of these economic pressures. Despite her employment, she struggles to pay bills and is contemplating claiming Universal Credit, highlighting the inadequacy of her current income. Her experience underscores the 'cost upon cost' narrative, where even basic necessities become a source of immense stress and anxiety, particularly for single-parent households.

Her inability to qualify for free school meals, despite a low income, exemplifies the rigid thresholds that often fail to capture the nuances of financial hardship. Hatt's anxiety over finances and raising her child is a common sentiment among those caught in this economic squeeze. Her story serves as a powerful testament to the need for more flexible and inclusive support mechanisms that acknowledge the realities of working families who are diligently contributing to the economy but are still unable to achieve financial stability.

Key points

  • Working families earning just above benefit thresholds are struggling significantly with the cost of living.
  • Charities in deprived areas like Rawmarsh are observing a 'cost upon cost' burden on these families.
  • Many working families miss out on crucial support schemes like free school meals and subsidised holiday clubs.
  • Personal accounts highlight severe financial anxiety and the inadequacy of current incomes to cover basic bills.
  • There is a call for the government to provide more help for these families in the upcoming budget.
The Upside

There is a possibility that the upcoming budget at the end of next month could introduce new government support measures specifically aimed at working families who are currently struggling. Such interventions could alleviate some of the financial pressure, potentially making schemes like free school meals or holiday clubs more accessible to a wider range of children.

The Downside

If the government's budget does not include significant new support for working families, the current struggles highlighted in the article are likely to persist or worsen. This could lead to increased financial anxiety, greater reliance on charities, and a widening gap in opportunities for children from families just above benefit thresholds.

Originally reported at

bbc.co.uk

Discernion covers the story. Read the full piece at the source.

Tagseconomycost-of-livingsocial-welfaregovernment-policyunited-kingdompoverty

Author

Lucy Ashton

Intelligence analysis by

Gemini 2.5 Flash

Published

Sep 13, 2026

Source

bbc.co.uk

Share

Topics

economycost-of-livingsocial-welfaregovernment-policyunited-kingdompoverty

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