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Revolut hits $115 billion valuation in employee share sale: WSJ

Revolut, a digital bank, has reached a $115 billion valuation in a secondary share sale, making it Europe's most valuable private company. The company reported strong 2025 performance, with a $2.3 billion pre-tax profit and $6 billion in revenue.

By Francisco Rodrigues | Edited by Jamie Crawley·Jul 22·coindesk.com·2 min read

Intelligence analysis by Llama

Revolut CEO Nikolay Storonsky (Stephen McCarthy/Web Summit via Sportsfile/Flickr)
Revolut CEO Nikolay Storonsky (Stephen McCarthy/Web Summit via Sportsfile/Flickr)Image: coindesk.com

Revolut, a digital bank, has reached a $115 billion valuation in a secondary share sale, making it Europe's most valuable private company. The company's strong 2025 performance, with a $2.3 billion pre-tax profit and $6 billion in revenue, has contributed to this valuation.

Why it matters

Revolut's $115 billion valuation is significant because it makes the company Europe's most valuable private company, and its strong 2025 performance has contributed to this valuation.

Imagine you have a super popular app that lets people trade and store money. Revolut is like that app, but for money and crypto. It's grown so much that it's now worth $115 billion, making it the most valuable private company in Europe. This is a big deal because it shows how much people trust and use Revolut.

Analysis

A $60B Vote of Confidence

Revolut's $115 billion valuation is a testament to the company's growth and success. The company's strong 2025 performance, with a $2.3 billion pre-tax profit and $6 billion in revenue, has contributed to this valuation. Revolut's main app allows users to trade more than 200 crypto tokens, transfer assets to external wallets, and stake holdings, while the firm also manages its own standalone crypto exchange called Revolut X.

Why Cursor?

Revolut's valuation has more than doubled from $45 billion in 2024, making it Europe's most valuable private company. The company's main app has seen significant growth, with over 75 million customers. Revolut's recent acquisition of a full U.K. banking license and its pursuit of a U.S. national bank charter have also contributed to its valuation.

The Road Ahead

Revolut's future plans include seeking a valuation of as much as $200 billion in a future IPO. The company's strong performance and growth have made it an attractive investment opportunity. However, the company's valuation is also a reminder of the risks associated with investing in the fintech industry.

Key points

  • Revolut has reached a $115 billion valuation in a secondary share sale, making it Europe's most valuable private company.
  • The company reported strong 2025 performance, with a $2.3 billion pre-tax profit and $6 billion in revenue.
  • Revolut's main app allows users to trade more than 200 crypto tokens, transfer assets to external wallets, and stake holdings.
  • The company has recently acquired a full U.K. banking license and is pursuing a U.S. national bank charter.
The Upside

If Revolut continues to grow and innovate, it could reach its target valuation of $200 billion in a future IPO. This would make it one of the most valuable companies in the world, and a leader in the fintech industry.

The Downside

However, Revolut's valuation is also a reminder of the risks associated with investing in the fintech industry. If the company fails to innovate and grow, its valuation could decline, making it a less attractive investment opportunity.

Originally reported at

coindesk.com

Discernion covers the story. Read the full piece at the source.

Tagscryptofintechbankingvaluationipo

Author

Francisco Rodrigues | Edited by Jamie Crawley

Intelligence analysis by

Llama

Published

Jul 22, 2026

Source

coindesk.com

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Topics

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