Stories tagged “Personal Finance.”
26 stories
Millennials have historically faced significant challenges in homeownership due to soaring property prices and high deposit requirements, but recent trends suggest a potential shift. Slower house price growth relative to wages, smaller deposit options, and longer mortgage…
Many of us have been with the same bank for years, potentially missing out on hundreds of pounds that rivals are offering us to move to them. Banks are competing to change our mind with incentives to switch, including the largest bonus of £220.
Three people share their experiences with subscription traps and offer advice on how to avoid them, including setting reminders, reading the small print, and not assuming a trial will end.
UK households could miss out on a £150 Warm Home Discount if their name is not on their energy bill before a 23 August deadline. About six million households on means-tested benefits qualify.
Claiming Social Security benefits at age 62 comes with more consequences than just a reduced monthly check, including an earnings test, less valuable cost-of-living adjustments, and potentially smaller survivor benefits for a spouse.
A single woman in her late 20s thought she'd have to put her dream of buying a home in the area where she grew up on hold due to the high cost of properties. However, she and her friend decided to buy a house together, which helped them avoid the so-called singles tax.
A survey of over 2,000 people in Guernsey found that average income is 12% lower in real terms than five years ago, despite a 12% increase in nominal terms. Average expenditure is also lower in real terms, despite being 19% higher nominally.
Mortgage and refinance interest rates saw a slight decrease on Thursday, July 23, 2026, with the average 30-year fixed rate ticking down to 6.514%. This shift offers a potential opportunity for homebuyers and those considering refinancing.
On July 10, 2026, the highest Certificate of Deposit (CD) rate available is 4.10% APY, offered by Marcus by Goldman Sachs for a 14-month term. This comes as CD rates have generally declined due to Federal Reserve benchmark rate cuts in 2024 and 2025.
Home equity loan and HELOC interest rates are lower than credit cards and personal loans. Homeowners can borrow with a home equity loan or HELOC, which use equity as the funding source.
A $35,000 high-yield savings account can earn hundreds of dollars in interest over a few months, with potential earnings of over $1,400 in a year.
A guide to how homebuyers can use seller concessions to lower costs, comparing closing cost credits, rate buydowns, and price reductions with worked examples.
If your projected Social Security benefit is lower than anticipated, it's crucial to first verify your earnings record for inaccuracies and then explore strategies to boost your overall retirement income.
A recent college graduate is asked by her parents to co-sign a $50,000 loan to consolidate their credit card debt. The graduate is hesitant due to potential impacts on her credit and borrowing power.
Yahoo Finance updates its rating each month for the best HELOC lenders and the best home equity loan lenders to help make your selection as straightforward as possible. The average national HELOC rate is 7.25%.
A flexible retirement withdrawal strategy, which adjusts spending based on market conditions, is presented as a superior alternative to the fixed 4% rule for preserving wealth.
Despite Federal Reserve rate cuts in 2024 and 2025, high-yield savings accounts continue to offer competitive rates, with some reaching 4.10% APY as of June 19, 2026.
The article argues parents should protect retirement savings first, then help with college in other ways. It says there are no retirement loans.
Many workers are already paying into a pension through automatic enrolment. A quick check of payslips can show whether employer contributions are being added too.
Robert Brokamp argues that overly cautious retirement rules may keep people working longer than needed. He also highlights signs of financial mistakes that can point to dementia.
Many Americans now need $20,000 in an emergency savings fund. Yes, really.
Rising basic costs mean many households may need $20,000 or more in emergency cash, not the old three-to-six-month rule.
Gene Marks argues retirement shortfalls are often a matter of choices: earn more, spend less, and automate savings.
‘He threatened to cut the roots’: A tree fell onto my neighbor’s property during a storm. Then all hell broke loose.
A storm-blown tree limb damaged a neighbor’s fence and wiring, but the insurer said the homeowner wasn’t liable because it was an act of nature.
My husband took out a $100,000 Parent PLUS loan for his daughter. She dropped out, citing mental-health issues. Should we refinance?
A reader asks whether to refinance a $100,000 Parent PLUS loan after the daughter left college and is unlikely to repay it.
The death of Nascar driver Kyle Busch is renewing the debate around indexed universal life insurance
MarketWatch uses Kyle Busch's death at 41 to warn that life insurance and retirement products are not guaranteed safety nets.
‘Fairness is important to us’: We sold our family business to our son at a discount. How can we make this up to our other child?
A couple sold their family business and properties to their son at a discount and asks how to equalize inheritance for their other child.